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International Student Health Insurance Information
Health
Insurance Enrollment and Charges for
Fall 2009
Fall 2009
- IMPORTANT NOTICE FOR 2009 - 2010
Please refer
to the following web site for detailed information regarding
the LSU Student Insurance Health Plan, options and costs:
2009-2010 Student
Insurance Plan Summary
If you have
specific questions about the plan or coverage and the
application of its fees, please contact:
shi@lsu.edu
Feel free to
contact the ISO with other inquiries.
* BE AWARE THAT THE UNITED STATES HEALTH CARE SYSTEM
INVOLVES PAYMENT OF PREMIUMS FOR INSURANCE COVERAGE IN
ADDITION TO OUT OF POCKET EXPENSES PER DOCTOR'S VISIT,
ACCIDENT AND/OR INJURY. THE UNITED STATES DOES NOT HAVE A
SOCIALIZED HEALTH CARE SYSTEM AND HEALTH CARE AND INSURANCE
COVERAGE IN THE UNITED STATES CAN BE EXPENSIVE.
Fall 2009
Semester: It is mandatory that all non-immigrant international
students who hold F and J visa statuses have health insurance
which is acceptable to the university. This includes
part-time and full-time registration. Under LSU Student
Accident & Sickness Insurance Plan (SASIP), students with F visa
status and J visa status will be automatically charged for the
BASIC Plan, Plan 1, which includes a repatriation fee. This
charge provides students with medical health insurance coverage
from August 14, 2009 through January 5, 2010. Please do not select the insurance plan
through PAWS if you hold F or J visa status since this will
cause errors in your fee bill.
Students who hold F
visa status are eligible to upgrade their plan from the BASIC PLAN
to STANDARD or ENHANCED PLAN by filling out the "Fall 2009 Insurance
Request Form". This form is located at the front desk of
International Services in 101 Hatcher Hall or can be downloaded from
here. The absolute deadline
date to submit this form to the International Services is Monday,
September 7, 2009. PLEASE NOTE: J students may only enroll in the
BASIC PLAN based on U.S. Department of State federal regulations.
Currently
Enrolled Students: You are required to submit the "Fall 2009
Insurance Request Form" at the beginning of Fall semester to upgrade
your plan for the period of August 14, 2009 to August 13, 2010. You
are also required to submit this form to add your dependents at the
beginning of Fall 2009 and Spring 2010 semesters. Absolute deadline
date to submit this form is Monday September 7, 2009.
Graduate Students:
Graduate students holding a full-time (50% effort) assistantship
will be eligible to receive the Graduate Assistant Insurance
Subsidy. There will be two entries on their fee bills, one for
the full insurance charge (International Student Insurance)
and one for the amount credited due to the subsidy (Graduate
Assistant Insurance Benefit). PLEASE NOTE: The Graduate
Assistant discount does not apply to students purchasing annual
coverage.
Private Insurance:
The deadline to submit the Insurance Coverage Evaluation form
for private health insurance policies is Monday, September 7, 2009(absolute deadline). It
is your responsibility to check your fee bill and/or to inquire with
ISO at the beginning of the semester to determine if your
submitted form was received, accepted, or denied.
Adding Dependents:
Students may add their
dependents to their Fall 2009 plan by submitting the "Fall 2009
Insurance Request Form" to International Services by
Monday, September 7, 2009(absolute deadline).
It is your responsibility to check your fee bill and/or to inquire
with ISO at the beginning of the semester to make sure your
dependents' charge was added to your account.
PLEASE NOTE: INSURANCE COVERAGE EVALUATION FORMS MUST BE
COMPLETELY FILLED OUT, DATED, AND SIGNED BY PRIVATE HEALTH INSURANCE
COMPANIES EACH AND EVERY SEMESTER, REGARDLESS OF THE INSURANCE
COVERAGE END DATE STATED ON ANY PREVIOUSLY SUBMITTED AND/OR APPROVED
FORMS.
INSURANCE REQUEST FORMS TO ADD DEPENDENTS' HEALTH INSURANCE CHARGES
TO FEE BILLS AND TO UPGRADE/PURCHASE ADDITIONAL COVERAGE MUST BE
FILLED OUT AND SUBMITTED EACH AND EVERY SEMESTER. INSURANCE FOR
DEPENDENTS WILL NOT BE AUTOMATICALLY ADDED TO YOUR FEE BILL EVERY
SEMESTER.
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Under
LSU Student Accident & Sickness Insurance Plan (SASIP),
students with F and J visa status will be
charged $462 for the Basic Medical Plan and the
Repatriation fee for the fall
semester. Approval and waiver of the automatic
insurance charge is contingent upon the student’s
health insurance coverage fulfilling all the
requirements listed on the form (also listed below).
Copies of insurance cards and/or policy
brochures/statements are not accepted as proof of
health insurance coverage.
Health Insurance Requirements:
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Visa Status
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Medical/ Accident
Coverage *
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Repatriation Coverage
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Medical Evacuation
Coverage |
Maximum Deductible
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US Based Claims Office
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F-1/F-2
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50,000 per accident/illness OR $100,000
minimum aggregate
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7,500
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10,000
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500
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Required
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J-1/J-2
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50,000 per accident/illness
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7,500
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10,000
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500
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Required
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* Emergency and
non-emergency care (No emergency only policies will
be accepted).
* Maternity benefits
coverage (regardless of gender) of 36 weeks
gestation, labor and delivery. Please refer to the
following website for sections 1681 and 1687 of
Title IX of 1972 regarding equal treatment of male
and female students.
http://www.dol.gov/oasam/regs/statutes/titleix.htm.
*
Dates of health
insurance coverage must cover the student at least
from the first day of classes to the last day of
final exams for the semester in which the health
insurance waiver is requested. For the Fall
2009 semester, the dates of coverage must begin on
or before August 24
, 2009 and end on or after December 12, 2009.
* If your private
insurance policy covers all mandatory requirements
with the exception of repatriation and medical
evacuation, you may present your Insurance Coverage
Evaluation form to the ISO and you will be charged
$8.00 for repatriation and medical evacuation for
the Fall 2009 semester.
PLEASE NOTE: The Certificate of Insurance
form requires your insurance provider to indicate
"Yes" or "No" for coverages on each of these
requirements. If any of these required coverages
are marked "No", except for repatriation and/or
medical evacuation, please be aware that the LSU
health insurance charge will not be waived.
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For multiple party plans, maximum deductible is $500
per person, not to exceed $1000.
The following students should contact GM-Southwest
(LSU's insurance company) directly at 1-866-578-2010
or visit
www.lsustudentinsurance.com to purchase or
continue their LSU health insurance coverage since
they are automatically charged for LSU's health
insurance.
(a)
Non-immigrant international students with visa
status other than F and J.
(b)
Students who are registered as Degree only (DO) for
Fall 2009.
(c)
Students on
Optional Practical Training (OPT: F-1)
or Academic Training
(AT)
who
are not enrolled for classes.
All questions
concerning benefits, claims, or billing problems
of the assessed insurance should be directed to
GM-Southwest Inc.’s customer service insurance line
at:
1-866-578-2010 or
www.lsustudentinsurance.com. International
students needing additional information may contact
Janice Goodloe at: 578-3191 or e-mail:
jgoodlo@lsu.edu.
Insurance Information
If
you have LSU’s insurance, always first report to
LSU’s Student Health Center to see a doctor first.
To avoid problems or delays, regardless of your
insurance policy, always carry your insurance card
as you would your drivers’ license.
PLEASE
NOTE: GM-Southwest, Inc. will hand out insurance
cards soon to current and new incoming students this
Fall
semester in the Caddo room at the LSU student union
on:
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Thursday,
September 17, 2009 from 10:00AM to 4:00PM .
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Friday,
September 18, 2009 from 9:00AM to 3:00PM
Broadcast email will
also be soon sent
as a reminder announcing the date, time and place to pick up the
insurance card. A TEMPORARY insurance card may be
downloaded from this link:
http://www.gmsouthwest.com/Default.aspx?tabid=1.
Select “Register” and complete the form.
Select “Temp. ID Card”, from the menu on left-hand
side of the page, to download and print out the
card. Type or print your name, Student ID#
and Plan type on the front of the card.
Again,
all F and J visa holders who want LSU's Student
Accident and Sickness Insurance Plan should not
select the plan via PAWS. THIS WILL CAUSE ERRORS ON
YOUR FEE BILL. You will be automatically billed for
insurance on your fee bill each and every semester
you are enrolled in course at LSU. Any upgrades and
additions for dependents must be done through the
ISO (Insurance Request Form). PLEASE NOTE: The
deadline to fill out insurance forms each semester
is posted on our website, in the fall, spring, and
Fall registration booklets, and sent out to all F
and J visa holders by e-mail. |
Important Insurance Information
Insurance
Contact List
Forms available:
F-1 Insurance Coverage Evaluation form
J-1 Student Insurance Coverage Evaluation Form
Fall 2009 Insurance Request Form
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